UMKM TELAS (UMKM Tumbuh, Berdaya, dan Naik Kelas) is a collaborative program between PT Amman Mineral, Instellar, Bahasa Bisnis, and Gandeng Tangan in an effort to increase local economic empowerment in West Sumbawa, especially Jereweh, Maluk and Sekongkang sub-districts.
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InnoFund
InnoFund is here to back bold, young entrepreneurs in Indonesia, especially women, people with disabilities, and those building businesses outside major cities.
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How can InnoFund help me build my creditworthiness?
By offering affordable loans and promoting responsible repayment, InnoFund helps MSMEs establish a positive credit history. Over time, this can improve your ability to secure larger loans from formal financial institutions.
How does InnoFund differ from traditional financing options?
Unlike traditional loans, InnoFund offers impact bridging financing with no collateral required, aiming to build the creditworthiness of MSMEs for future access to larger loans. It also includes capacity-building through training and mentorship to help your business grow sustainably.
My business is not legally registered in Indonesia. Can I still apply?
To be eligible, your business must be legally registered in Indonesia. For further inquiries, please contact us via email. We are open to discussing your specific situation.
What happens if my business is selected?
Selected business will receive the loan along with business growth support, which includes mentorship, financial training, and access to a supportive entrepreneurial community.
How will my application be evaluated?
Applications are evaluated through a financial due diligence process, which includes a creditworthiness assessment and an interview. Businesses must also align with InnoFund’s goals of financial inclusion, social impact, and sustainability.
What do I need to demonstrate to qualify?
Businesses must have a clear business plan, positive cash flow, a well-defined loan utilization strategy, as well as a commitment to social or environmental impact.
What is the maximum loan amount I can apply for?
The maximum loan available is IDR 160,000,000 per business, with a 6-month repayment period. No collateral is required.