InnoFund
You have the drive. You have the ideas. You’ve even started your own business. But getting access to funding, mentorship, and real support? That’s still a challenge.
InnoFund is here to back bold, young entrepreneurs in Indonesia, especially women, people with disabilities, and those building businesses outside major cities.
Why InnoFund exists
You have the potential, but not everyone starts from the same place.Many entrepreneurs face real barriers: limited access to capital, a lack of collateral, and little exposure to practical business knowledge.
InnoFund is here to change that.
We provide accessible financing and targeted support to help you strengthen your business, build long-term sustainability, and increase your impact on your community and beyond.
What you’ll get from InnoFund
Catalytic Impact Bridging Financing
Get the capital you need to grow your business - no traditional collateral required. Improve your credit history, overcome financing barriers, and unlock future funding opportunities.
Catalytic Impact Bridging Financing
Get the capital you need to grow your business - no traditional collateral required. Improve your credit history, overcome financing barriers, and unlock future funding opportunities.
Expert Financial Guidance
Support is customized just for you - your needs, your goals, your challenges. We focus on creating real impact, especially for those from marginalized communities. So we’ll meet you where you are, help you get equal access and build something of your own.
Expert Financial Guidance
Support is customized just for you - your needs, your goals, your challenges. We focus on creating real impact, especially for those from marginalized communities. So we’ll meet you where you are, help you get equal access and build something of your own.
Bespoke Business & Financial Training
Learn how to manage your business better, from personal development, financial management, business planning, to operational strategy. All personalized. You’ll get practical tools to manage cash flow, keep your books in order, and make smarter, data-driven decisions.
Bespoke Business & Financial Training
Learn how to manage your business better, from personal development, financial management, business planning, to operational strategy. All personalized. You’ll get practical tools to manage cash flow, keep your books in order, and make smarter, data-driven decisions.
Collaborative Community & Networking
You’re not doing this alone. Become part of a supportive network through virtual peer learning, mentoring, and networking sessions held three times a year. You’ll stay connected with Instellar’s alumni network, giving you ongoing access to resources, partnerships, and collaboration opportunities, even after the program ends.
Collaborative Community & Networking
You’re not doing this alone. Become part of a supportive network through virtual peer learning, mentoring, and networking sessions held three times a year. You’ll stay connected with Instellar’s alumni network, giving you ongoing access to resources, partnerships, and collaboration opportunities, even after the program ends.
Who can apply?
InnoFund is open to businesses led by young entrepreneurs aged 18–35 with a minimum annual revenue of IDR 1 billion. We prioritise businesses that meet at least one of the following criteria:- Women-led: A woman is the founder, co-founder, or holds a key leadership position (e.g. CEO, COO, CFO) with decision-making authority
- Led by a person with a disability: A person with a disability is the founder, co-founder, or holds a significant leadership role with decision-making authority
- Based outside of a major city: Your business operates outside of Jakarta, Bandung, Yogyakarta, Surabaya, or Makassar (Men entrepreneurs are only eligible under this category)
In addition, businesses that create social and/or environmental impact through their business activities will also be viewed favorably and may be prioritised.
Timeline
Timeline
Registration
5-30 May 2025
Applicants submit all required documents for initial review.
Verification & Analysis
May 2025
Shortlisted applicants will join interviews and undergo due diligence. Applicants who pass will join the core cohort and proceed to credit assessment. Applicants with potential but require further support will join the support cohort where they will receive intensive financial literacy training to build loan readiness.
Onboarding
June 2025
Selected entrepreneurs will sign an agreement then join onboarding sessions, bootcamps, and business assessments to uncover key challenges and define clear goals for their growth journey.
Loan Disbursement & Technical Assistance
June-November 2025
Core cohort: Entrepreneurs will receive the loan, comprehensive training in impact leadership, personal growth, financial literacy, cash flow management, as well as 1-on-1 mentoring to support business growth and effective loan utilization.
Support cohort: Entrepreneurs will complete an intensive two-month programme focused on strengthening financial literacy, cash flow management, business planning, and investment readiness.
Peer Learning
September 2025
Entrepreneurs will join collaborative learning sessions for knowledge exchange, peer support, and community building.
FAQ
Funded by
Standard Chartered Foundation
