InnoFund
You have the drive. You have the ideas. You’ve even started your own business. But getting access to funding, mentorship, and real support? That’s still a challenge.
InnoFund is here to back bold, young entrepreneurs in Indonesia, especially women, people with disabilities, and those building businesses outside major cities.
Why InnoFund exists
You have the potential, but not everyone starts from the same place.Many entrepreneurs face real barriers: limited access to capital, a lack of collateral, and little exposure to practical business knowledge.
InnoFund is here to change that.
We provide accessible financing and targeted support within 6 months to help you strengthen your business, build long-term sustainability, and increase your impact on your community and beyond.
What you’ll get from InnoFund
Catalytic Impact Bridging Financing
Access growth capital of up to IDR 160 billion - with low interest and no traditional collateral required. Improve your credit history, overcome financing barriers, and unlock future funding opportunities.
Catalytic Impact Bridging Financing
Access growth capital of up to IDR 160 billion - with low interest and no traditional collateral required. Improve your credit history, overcome financing barriers, and unlock future funding opportunities.
Expert Financial Guidance
Support is customized just for you - your needs, your goals, your challenges. We focus on creating real impact, especially for those from marginalized communities. So we’ll meet you where you are, help you get equal access and build something of your own.
Expert Financial Guidance
Support is customized just for you - your needs, your goals, your challenges. We focus on creating real impact, especially for those from marginalized communities. So we’ll meet you where you are, help you get equal access and build something of your own.
Bespoke Business & Financial Training
Learn how to manage your business better, from personal development, financial management, business planning, to operational strategy. All personalized. You’ll get practical tools to manage cash flow, keep your books in order, and make smarter, data-driven decisions.
Bespoke Business & Financial Training
Learn how to manage your business better, from personal development, financial management, business planning, to operational strategy. All personalized. You’ll get practical tools to manage cash flow, keep your books in order, and make smarter, data-driven decisions.
Collaborative Community & Networking
You’re not doing this alone. Become part of a supportive network through virtual peer learning, mentoring, and networking sessions held three times a year. You’ll stay connected with Instellar’s alumni network, giving you ongoing access to resources, partnerships, and collaboration opportunities, even after the program ends.
Collaborative Community & Networking
You’re not doing this alone. Become part of a supportive network through virtual peer learning, mentoring, and networking sessions held three times a year. You’ll stay connected with Instellar’s alumni network, giving you ongoing access to resources, partnerships, and collaboration opportunities, even after the program ends.
Who can apply?
InnoFund is open to businesses led by young entrepreneurs aged 18–35. We prioritise businesses that meet at least one of the following criteria:- Women-led: A woman is the owner or co-owner of the business
- Led by a person with a disability: The owner or co-owner of the business is a person with a disability
- Based outside of a major city: The business operates outside of Jakarta, Bandung, Yogyakarta, Surabaya, or Makassar (Men entrepreneurs are only eligible under this category)
To apply, your business should:
- Be registered in Indonesia
- Have been operating for at least 2 years
- Have positive cash flow with annual revenue up to IDR 2 billion
- Employ a maximum of 19 people in total (including the owner)
In addition, businesses that create social and/or environmental impact through their business activities will also be viewed favorably and may be prioritised.
Timeline
Timeline
Registration
5 November 2025 - 31 January 2026
Applicants submit all required documents for initial review.
Verification & Analysis
December 2025 – February 2026
Shortlisted applicants will join interviews and undergo due diligence on business and finance.
Onboarding
2026
Selected entrepreneurs will sign an agreement then join onboarding sessions, bootcamps, and business assessments to uncover key challenges and define clear goals for their growth journey.
Loan Disbursement & Technical Assistance
2026
Entrepreneurs will join practical training and 1-on-1 mentoring on leadership, business planning, financial management, and cash flow. Based on their progress and readiness, they may then receive loan support and continued guidance to strengthen their business and manage the loan effectively.
Peer Learning
2026
Entrepreneurs will join collaborative learning sessions for knowledge exchange, peer support, and community building.
FAQ
Funded by
Standard Chartered Foundation
